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latest insights on Education loans, financial tips, and practical advice to help you make informed decisions.
Learn all about the Education Loan Scheme by Narendra Modi via Vidya Lakshmi Portal—eligibility, benefits, banks, interest rates, and step-by-step process.
For decades, Indian students have seen USA, UK, Ireland, and Canada as their dream destinations for higher education. These countries are home to prestigious universities, offer quality education, and provide strong job opportunities. However, in recent years, factors such as visa restrictions, high tuition fees, living costs, and tough competition have pushed students to explore alternative study abroad destinations that are equally promising but more affordable and student-friendly.
Planning to study in the UK but worried about how much it will really cost? You’re definitely not alone. Many Indian students find it hard to understand the full expenses involved. Some give up on their dreams too early because they think it’s out of reach, while others get hit with unexpected costs after they arrive. That uncertainty can be really stressful.
Managing money while studying abroad is often one of the biggest worries students face. To be honest, living expenses, rent, and daily costs can add up quickly, and without some extra income, it may get tough.
Thinking about studying abroad but can’t decide which English test to take? You’re definitely not alone. Loads of students get stuck trying to choose between TOEFL and IELTS. It’s totally normal since both tests check your English skills and are accepted pretty much everywhere.
Worried if you'll have to deposit a huge amount of money upfront to get your Canadian study visa approved? It's a real concern, especially when you're already managing tight budgets for tuition and living expenses.
Looking for more than just a degree? Maybe a place that inspires you, challenges you, and opens real career doors? Why settle for ordinary when your study destination can shape your entire future?
What’s next after your loan is approved? Read the disbursement letter thoroughly, because the money comes to you in phases, not all at once. It’s better to be prepared than stranded in a foreign country with no money in hand and putting your dreams on hold.
The biggest hurdle between Indian students and their MS dreams in the USA is often the cost. Tuition, housing, health insurance, and travel together can cross ₹50–70 lakhs. Now imagine preparing for years, getting admission to a top US university, and then freezing at the thought of how to afford it. It’s overwhelming, discouraging, and all too common.
Planning to study in India or abroad but feeling overwhelmed by the cost? You're not the only one. Every year, thousands of students and families ask themselves the same thing: How will we afford it?
Ever stared at your student loan details and felt that quiet panic rise in your chest? You’re not the only one. For many students, the pressure of repayment starts building even before the graduation robe comes off.
Worried if you’ll have to start paying off your education loan while still studying or right after graduation? It's a real concern, especially when you haven't even received your first paycheck yet.
Planning to study abroad? One of the biggest challenges is arranging the money needed. Tuition fees, flight tickets, living costs—it all adds up. That’s where education loans come in.
Have you ever wondered what stands between your acceptance letter and actually stepping onto your dream campus abroad?
For many students and their families, it’s not the grades or paperwork — it’s figuring out how to fund the journey.
In a country where education is seen as a ladder to success, the soaring cost of quality education continues to keep that ladder just out of reach for many young Indians. There’s a way to climb up that ladder with an education loan.
Studying abroad is a dream for many students—and as we all know, dreams often come with a price tag. While it opens doors to global opportunities and long-term success, it also brings along costs like tuition, living expenses, travel, and insurance.
Banks and non-banking finance companies (NBFCs) are major loan providers in India in the education loan segment. Are you wondering what is NBFCs? NBFCs are financial establishments regulated by the RBI but do not hold a banking license.
Study loans have become a valuable financial tool for students dreaming of pursuing higher education. They cover all costs associated with your education. However, taking a loan has a financial string, which makes some of you think about financial burdens
The higher education expense abroad presents you with a financial challenge i.e., to fund your academics. Some universities have high fees and living costs in some cities are also high. Your education costs depend on which city you live in, your college, and your course.
Have you ever aspired to explore fairy tale castles, walk through the vibrant market areas, and get a top-notch education in the middle of Europe? If so, Germany may be your ideal destination! But wait, before packing your luggage and setting off, you might be thinking
Getting a study loan for abroad studies includes gathering many documents moving from one counter to the other and going through information for the loan to be sanctioned! Loan approval is the actual turning point in this whole process.
Several students aspire to pursue academics in the US. Who wouldn’t wish to be a part of the best colleges, experience something new, and explore global opportunities? Everyone does and so do you. But prior to setting off on the academic adventure, students like you often think: What is the cost of studying in USA for Indian students?
Have you ever curated a scholarship recommendation letter? Do you know what it takes to craft an effective letter of recommendation for a scholarship? The answer to this question lies in the words and insights of mentors, professors, and employers, who vouch for candidates’ educational achievements and remarkable personalities.
Are you aspiring to pursue education at a renowned university but worried about the expenses? Study loans bridge the gap between your dreams and financial constraints. Some people think that opting for such a financial tool is a privilege
As the world becomes more interconnected, more students want to study in England. The country remains a top academic destination with its world-class education, diversified culture and well-known colleges. Understanding the various intakes is essential for your education.
Do you see yourself as a determined student aspiring to pursue education abroad? Want to pursue education at a renowned US university and educate yourself in a diverse environment? If your answer is yes, you are in the right place!
Studying abroad, especially in Europe, is an exciting opportunity for students and provides an enriching experience. With world-class educational standards and diversified cultures and languages, Europe attracts numerous students from around the world.
Pursuing higher education overseas can be financially challenging, and not every student can cover tuition fees and living costs. While traditional student loans often need security such as FDs, property, and other assets, not everyone can provide such collateral.
Education has become one of the biggest investments one can make for their future. However, with increasing tuition charges and living expenses, the question arises: is a study loan worth it? Although education is a powerful tool that can change lives and open doors to new opportunities
Do you wish to work part-time while pursuing your studies in the Netherlands? Studying overseas can include substantial costs. Therefore, students usually take up part-time employment gigs to offset their living costs.
Visualize waking up in France amidst rich history, gorgeous architecture, and an atmosphere celebrating life’s finest pleasures. But as a student or somebody seeking to supplement their income, you may encounter the challenge of balancing academics, finances, and personal life. It can be overwhelming, isn’t it? This is where part time jobs in France for international students enter the scenario as the ideal solution.
As one of the most favourite studies abroad destinations among international students, Australia offers affordable education. With renowned universities providing hands-on learning and innovative experiences, you can rest assured that you are making the most of your time studying in Australia.
Germany is one of the top destinations for international students because of its education system, low tuition charges, and part-time work. Balancing studies and part-time work can help you gain professional experience, simplify your finances, and delve into the local culture.
Canada offers various rewarding part-time jobs to students, unlocking financial freedom for those who wish for a rich academic experience with monetary independence. The country offers a great platform to gain valuable professional experience while tackling high living costs.
For international students, managing the cost of living in England can be challenging especially when the city they reside in for their studies is more expensive than their respective home countries. This is why many students take up part-time jobs on weekends or after study hours during weekdays.
Finding the right part-time job as a student can be a game-changer, helping you cover expenses, build your resume, and gain essential life skills. With so many opportunities available, choosing a role that fits your schedule and interests is crucial. This guide will help you navigate the best options for a part time job in USA for students while highlighting salaries and benefits.
While many students think that studying in Europe can be a costly affair, it is partly true. This blog post will help you decode the secrets to living and studying in European countries. One such option that you can look at is having a part-time job with a regular income.
Studying abroad at a university at the UK is a dream come true for many students in India and being accepted to one of the top institutions for the same, seems like icing on the cake. This country houses some of the most prestigious institutes who offer UK scholarships for Indian students to pursue their higher studies.
For all aspiring students looking to enhance their career options by getting an MBA qualification at a reputable institute abroad, here is a list you would like to go through. This article will give you a brief of the opportunities you have, to choose among the 10 best countries for MBA. A master's degree in business management and administration will open multiple opportunities for a bright career, but getting this degree from one of these countries will seal the deal for you to have a successful career and lifestyle.
For taxpayers in India, like a parent or a student planning for a higher education within the country or abroad, education loans can prove to be a breather with substantial financial support. One of the advantages for individual borrowers in India is the deduction offered, that can be one of the main education loan tax benefits
For many Indian students, the chance of pursuing an MBA in a foreign country can result in a life that they have always hoped for. Getting an admission in a renowned international Business school, experiencing a foreign culture firsthand and expanding one's global professional network is second to none.
Ireland is an ideal choice to explore and look to study for higher education as it is one of the most popular places for international students. By pursuing abroad studies in Ireland, you get the opportunity to explore a wide range of courses, which allows you to be independent, build valuable global connections, and experience the rich local culture of this beautiful island nation.
Studying in New Zealand can be more than rewarding for students looking to pursue higher studies abroad. This is because it is one of the safest places for foreign students to reside, and with scenic beauty all around and welcoming locals, with a more affordable choice when compared to other popular destinations like America, Australia or the UK. With about 10% of international students constituting Indians alone, it is easy to apply for the New Zealand student visa process.
With the attractiveness of the city lights of Paris, or the food culture, the art and music, France always seems to mesmerize many people. Surrounded by the liveliness and vibrance throughout the country, France is an ideal option for students looking to pursue their abroad studies, specially from India.
Germany can be an attractive location for Indian students to study due to several reasons such as its affordability, student visa success rate of almost 90 percent
Are you an aspiring student, considering pursuing your higher studies in Australia? The first step to realizing your dream is getting an Australia visa for study purposes.
Many students keep the USA at the top among countries like the UK, Canada, Australia and others, for their higher education
Your anticipation will be sky-high while waiting to be accepted by the institute of your choice while applying to study abroad in the USA. Once you are confirmed, there will be some important paperwork to be carried out to proceed with the enrolment process, and one such process is filling in the i20 form.
For each reason for visit to the UK, there are a particular set of documents required for UK visa to be obtained
Here is a list of the leading scholarships for Indian students studying abroad for under-graduation, graduation, post-graduation, research fellowship and doctorate courses.
Usually, while coming to Canada to pursue your higher studies, you must apply for a student visa. This is a document issued by the Government to students who fulfil the prerequisites of the necessary.....
Students aspiring to study abroad in the UK for their favored course are required to meet certain criteria in doing so...
Understanding the nuances of education loans, financial institutions, NBFCs and other criteria like interest rate, processing fee, loan amount, and collateral is important to narrow down on the best features in an education loan with low interest rate.
It is crucial to know what a CIBIL score is and its influence while applying for a loan. However, sometimes, situations may arise where the students get stuck, when they have a low credit score.
Worried about the financial burden you are going to face for your higher education aspirations? Here are some compelling options for free money with the options of scholarship for studying abroad, if you are a potential student.
While students take up education loans to ease the financial burden while studying abroad, it is important to be mindful of going...
Looking to pursue your higher education without any hassles or financial constraints? Be wise enough to look for options to ease your enrollment...
The application process of education loan involves filling out an online form, submitting required documents, and meeting eligibility criteria.
Are you a student looking for pursuing higher education and study abroad, but worried about how to finance your studies?
Are you looking for a secure student loan for studying abroad, but finding it difficult to finalize the best student loan lenders? This is one of the most crucial steps to research.
The pursuit of going for higher education is a significant breakthrough for setting a career roadmap, however, it often comes with a high cost.
Securing an education loan for specialization topics or higher education is a big step to be taken towards achieving your academic goals with careful thought and projections.
Education loans for studying abroad are a freeway to fulfilling your dream to broaden the horizon of seeking knowledge in an international education.
The world of knowledge is a vast ocean of possibilities, and often, the best courses offered by reputable universities are situated abroad.
For aspiring students who wish to study abroad, financial planning may be a daunting task for many. For those who want to arrange the required
Ever had this constant worry of your loan application getting rejected due to backlogs while pursuing the higher education of your choice?