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| Particulars | Details |
|---|---|
| Loan Amount | Vary between Rs. 50,000 to Rs. 50 lakhs or above |
| Coverage | Tuition charges, costs of living, travel expenses, etc |
| Moratorium | 6 – 12 Months |
| Interest Rates | Varies between 8% to 16% |
| Collateral | Both collateral and non-collateral loans are available |
| Processing Charges | 1% of the loan amount |
| Repayment Tenure | Somewhere between 10-15 years |
| Bank | Loan | Interest Rate | Processing Fees | Repayment During Course | Repayment Tenure |
|---|---|---|---|---|---|
| Avanse Education Loans | Up to Rs. 60 Lakhs | 12.5% – 13.5% p.a | 0.5% – 2% | SI / PSI | 12 Years |
| HDFC Credila Education Loans | Up to Rs. 80 Lakhs | 11.5% – 13.5% p.a | 0.5% – 2% | SI / PSI | 12 Years |
| Auxilo Education Loans | Up to Rs. 50 Lakhs | 12.5% – 13.5% p.a | 0.5% – 2% | SI / PSI | 10 Years |
| InCred Education Loans | Up to Rs. 65 Lakhs | 12.5% – 13.5% p.a | 0.5% – 2% | SI / PSI | 10 Years |
| Bajaj Finance | Up to Rs. 50 Lakhs | 13% – 15% p.a | 1% – 2% | SI / PSI | 10 Years |
| Shriram Finance | Up to Rs. 30 Lakhs | 12% – 14% p.a | 1% – 2% | SI / PSI | 7 Years |
| Muthoot Finance | Up to Rs. 25 Lakhs | 11% – 14% p.a | 0.5% – 2% | SI | 10 Years |
| Mahindra Finance | Up to Rs. 30 Lakhs | 12% – 14% p.a | 1% – 2% | SI | 10 Years |
| Tata Capital | Up to Rs. 75 Lakhs | 11.50% to 12.75% | 1% + GST | SI | 13 Years |
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