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- ₹50 Lakhs Worth Scholarship
- 1000+ Eligible Universities
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Your Loan Disbursement Process Tailored to your Needs
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Application Fee
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Tuition Fee
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Insurance Costs
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Understanding your
loan for higher education abroad
Eligibility Criteria for an Overseas Student Loan
Applicants must meet the following conditions:
- Be an Indian citizen aged 18 or above
- Be employed as a salaried or self-employed individual
- Have a net monthly income of at least 10,000 INR
- Maintain a healthy credit history
Co-Borrowers must also satisfy the above requirements and:
- Must be related to the applicant like a parent, legal guardian, sibling, or another blood relative
- Possess a bank account in India with cheque signing capabilities
- Serve as the primary debtor
Students can apply for international education loans for accredited graduate or postgraduate courses, or other job-oriented professional or technical programs, provided by an institution recognized by QCK Loans.
To finalize your application for an overseas student loan, please submit the following documents:
- Student KYC and academic records
- Information about the course and its fees structure
- Co-borrower KYC and financial details
- Documents related to any collateral provided
Our Overseas education loan includes coverage for:
- Up to 100% of tuition fees as determined by the university or institute
- Up to 75% of living expenses, which may include purchase of books, computers, and other necessary equipment, provided these do not exceed 20% of the tuition fees
- Up to 100% of any building fund or caution deposit or refundable deposit, provided it does not exceed 10% of the tuition fees and is accompanied by valid bills or receipts from the institution
- Travel expenses or passage money up to INR 75,000 for students traveling abroad
Here’s how the disbursement of the education loan for studying abroad works to help you make an informed decision:
- The loan amount will be disbursed in Indian National Rupee currency
- Tuition and hostel fees are paid directly to the institute or university according to a pre-agreed schedule
- Funds for other expenses are transferred in instalments to the co-borrower’s account over the course of the study
- If the student opts to live outside the hostel, these funds are also directed to the co-borrower’s account
- When necessary, transfers involving a third-party FOREX vendor will be made as per the terms of the agreement
Select a repayment tenure that best fits your need from these limits:
- Minimum repayment period: 12 months
- Maximum repayment period: 180 months (including the duration of the course)
- Additionally, we provide a grace period of 6 months after you complete your course or 3 months from when you secure your first job
Reasons why QCKLoans is better than others
List of Benefits
QCKLoans
Others
Application Speed
- Fast processing
- Slow processing
Approval Rate
- High approval
- Lower approval
Customer Support
- 24/7 availability
- Limited availability
Flexible Repayment Terms
- Customizable
- Non-customizable
Interest Rates
- Competitive
- Higher
Loan Accessibility
- Easy access
- Complicated access
Digital Convenience
- Fully online
- Partially online
Processing Fee
- No Processing Fee
- Variable Rates
Loan Amounts
- Greater flexibility
- Less flexibility
Secure a loan in 4 easy steps
Submit Application
Complete our quick online form in just a few clicks.
Receive Approval
Get approved swiftly with our streamlined evaluation process.
Access Your Funds
Are deposited directly into your account without delay.
Enjoy Flexible Repayment
Choose from a variety of repayment options that suit your financial situation.
Quick cash, flexible repayment to fuel your dreams.
Lending partners
Akash HD
TU Munich, Germany
Kishan
UNSW, Australia
“Heartfelt thanks to Qck Loans for facilitating a Rs 55,00,000 non-collateral loan for my studies at UNSW, Australia. Their guidance in covering tuition and living expenses was invaluable. Qck Loans made my dream of studying abroad achievable and stress-free with their expert Education Loans to Study Abroad. Their dedication has been a cornerstone in my educational journey.”
Ananya
EPITA, France
“I am deeply grateful to Qck Loans for their invaluable support in securing a 20,00,000 loan for my studies at EPITA, France. Their guidance and efficient processing made what seemed a daunting task, both manageable and straightforward. Their team’s dedication and understanding of my educational goals were instrumental in making my dream a reality. Thanks to Qck Loans and their expertise in providing quick Education Loans to Study Abroad, I am now poised to embark on a transformative educational journey.”
Varuna
University of Twente, Netherlands
Sahana
Arizona State University, USA
I am very grateful to Qck Loans for having approved and assisting me in getting my 60,00,000 collateral education loan to study abroad at Arizona State University, USA. With exceptional services and seamless processing helped me to allocate the amount easily amongst my expenses. It is many girls’ wish to live the American dream, and it was possible by partnering with Qck Loans made it possible for me to get a quick loan for my studies abroad.
Everything you need to know
Our education loan abroad covers tuition fees, living expenses, travel costs, and other related expenses incurred during your study period overseas.
Yes, we are a trusted student loan company with a proven track record of providing reliable financial solutions for students. We have disbursed 100 Cr + INR, facilitating more than 500 loans for students across universities in 25+ countries.
We streamline the education loan process in India, offering quick approvals, minimal paperwork, and efficient disbursement of funds.
Our study abroad student loans offer competitive interest rates, flexible repayment options, and comprehensive coverage for all your educational expenses overseas.
The process for availing overseas student loans involves submitting an online application, providing required documentation, and undergoing a quick evaluation for approval.
Yes, we maintain transparency in education loan details, ensuring that borrowers are fully informed about terms, conditions, and all the associated costs.
For more information on education loan eligibility, process, and details, please contact our customer support team or visit our website.