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Terms & Conditions

Terms and Conditions

This Terms and Conditions Agreement (hereinafter referred to as the “Agreement”) governs the use of the website located at www.qckloans.com (hereinafter referred to as the “Website”), which is operated by QCK Loans a company incorporated under the laws of India (“Company”). Access to and use of the Website is offered to you (the “User”) conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Welcome to www.qckloans.com (“QCK LOANS/ Site”) operated by______________(with its registered address___________________________________). These are the terms and conditions governing your use of the Site (“herein after referred to as Acceptable Use Policy “AUP”). By accessing QCK Loans through the website, you acknowledge, accept and agree to the following terms of the AUP, which are designed to make sure that QCK Loans works for everyone. This AUP is effective from the time you log in to QCK loans. By accepting this AUP, you are also accepting and agreeing to be bound by the Privacy Policy.

1. Using qck loans.

You agree and understand that www.qckloans.com is an internet enabled __________________. We recommend that you read our Safety tips before doing any activity on our site.

While making use of QCK Loans classifieds and other services such as the discussion forums, comments and feedback and other services interalia, you will post in the appropriate category or area and you agree that your use of the Site shall be strictly governed by this AUP including the policy for listing of your Classified which shall not violate the prohibited and restricted items policy (herein after referred to as the Privacy Policy.) (Privacy Policy) The Privacy policy shall be read as part of this AUP and is incorporated in this AUP by way of reference:

  • ” Your Information” is defined as any information you provide to us or other users of the Site during the registration, posting, listing or replying process of classifieds, in the feedback area (if any), through the discussion forums or in the course of using any other feature of the Services. You agree that you are the lawful owner having all rights, title and interest in your information, and further agree that you are solely responsible and accountable for Your Information and that we act as a mere platform for your online distribution and publication of Your Information.

  • You agree that your listing, posting and/or Information :

          a) shall not pertain to goods, services of which you are not the lawful owner or you do not have the authority or consent to ‘list’ which do not belong to you or you do not have the authority for.
         b) Shall not belong to another person and to which the user does not have any right;
         c) Shall not be defamatory, obscene, pornographic, pedophilic, invasive of another‘s privacy, including bodily privacy, insulting or harassing on the basis of gender, libelous, racially or ethnically objectionable, relating or encouraging money laundering or gambling, or otherwise inconsistent with or contrary to the laws in force;
        d) shall “not be fraudulent, misrepresent, mislead or pertain to the sale of any illegal, counterfeit, stolen goods and /or services
        e) Shall not be harmful to children;
        f) Shall not infringe any patent, trademark, copyright or other proprietary rights;
        g) Shall not violate any law for the time being in force;
        h) Shall not deceive or mislead the addressee about the origin of the message or knowingly and intentionally communicates any information which is patently false or misleading in nature but may reasonably be perceived as a fact;
        i) Shall not impersonate another person;
        j) Shall not threaten the unity, integrity, defense, security or sovereignty of India, friendly relations with foreign States, or public order, or cause incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting other nation;
       k) Shall not contain software virus or any other computer code, file or program designed to interrupt, destroy or limit the functionality of any computer resource;
        l) Shall not be patently false and untrue, and written or published in any form, with the intent to mislead or harass a person, entity or agency for financial gain or to cause any injury to any person.
       m) Shall not constitute an unfair trade practice
        n) Shall not distribute or contain spam, multiple / chain letters, or pyramid
    schemes in any of its forms.
        o) Shall not distribute viruses or any other technologies that may harm QCK Loans or the interests or property of QCK Loans users or impose an unreasonable load on the infrastructure or interfere with the proper working of QCK loans.
        p) shall not, directly or indirectly, offer, attempt to offer, trade or attempt to trade in any goods and services, the dealing of which is prohibited or restricted in any manner under the provisions of any applicable law, rule, regulation or guideline for the time being in force.
        q) Shall not be placed in a wrong category or in an incorrect area of the site.
        r) Shall not be placed in any other QCK Loans site except on the site that relates to the city in which you are located.
        s) Shall not list or post or pertain to information that is either prohibited or restricted under the laws of the Republic of India and such listing, posting or information shall not violate QCK Loans.
       t) You consent to receive communications by email, call or by such other mode of communication, electronic or otherwise related to the services provided through the website.

  • You agree that your listing, posting and / or Information: if you use the Site by registering on the Site, you are responsible for maintaining the confidentiality of your User ID, password, email address and for restricting access to your computer, computer system, computer network and your account, and you are responsible for all activities that occur under your User ID and password. If you access the Site using any electronic device other than by registration on the Site, the AUP remains applicable to you in the same manner as if you are a registered user on the Site.

  • Rating/aggregated feedback The Sellers represent and warrant to QCK Loans that all the content pertaining to the goods/services by posted are accurate. Any advertisement, Post shall be consistent with the actual characteristics, access and usage conditions of such goods and services.

      

2. Eligibility

Use of www.qckloans.com , either by registration or by any other means, is available only to persons, who are Citizens of the Republic of India, who are 18 yrs of age and above and persons who can enter into a legally binding contract, and or are not barred by any law for the time being in force. If you access QCK Loans, either by registration on the Site or by any other means, not as an individual but on behalf of a legal entity, you represent that you are fully authorized to do so and the listing, posting or information placed on the site on behalf of the legal entity is your responsibility and you agree to be accountable for the same to other users of the Site.

3. Content

The Site contains content which includes Your Information, QCK Loans information and information from other users. You agree not to copy, modify, or distribute such content (other than Your Information), QCK Loans copyrights or trademarks. When you give us any content as part of Your Information, you are granting us a non – exclusive, worldwide, perpetual, irrevocable, royalty-free, sub-licensable right and license to use, reproduce, , publish, translate, distribute, perform and display such content (in whole or part) worldwide through the Site as well as on any of our affiliates or partners websites, publications and mobile platform. We need these rights with respect to the content in Your Information in order to host and display your content. If you believe that there is a violation, please notify us by clicking here (Link ______ ). We reserve the right to remove any such content where we have grounds for suspecting the violation of these terms and our Privacy Policy or of any party’s rights or law

4. Liability

You agree not to hold or any of its officers, employees, agents responsible or accountable for any of your or other user’s listing, postings or information and nor shall we, our officers, employees or agents be liable for any misuse, illegal activity or third party content as postings, listings or information are generated by various users directly and we do not have any role in the creation, publication or distribution of the posting, listing or information, nor are we in a position to have editorial control over the substance or content contained in the listings, postings, or information, save and except to the extent provided in these terms. You understand and agree that we do not guarantee the accuracy or legitimacy of any listing, posting, information by other users. You further agree that we are not liable for any loss of money, goodwill, or reputation, or any special, indirect, or consequential damages arising out of your use of the site or as a result of any sale, purchase of goods and services with other users of the site. We also cannot guarantee continuous or secure access to our Services. Accordingly, to the extent legally permitted we exclude all implied warranties, of merchantability, fitness or quality of the Site and our services.

5. Charges for registration

Initially, QCK Loans shall not charge any amount for advertising and distributing information pertaining to goods and/or services on this site. But shall charge the amount after a short period of time which shall be notified through a notification.

6. Personal Information

By using QCK Loans , you agree to the collection, transfer, storage and use of any personal information provided by you on the Site by QCK Loans . The data is stored and controlled on servers located in _________________India as further described in our Privacy Policy. By submitting your resume with your replies, you give permission to QCK Loans to publicly display your resume which can be freely accessed by anyone. You also agree to receive marketing communications from us unless you specifically indicate otherwise in writing to us through (Link detail). You may send questions about this policy to (Link detail)

You agree that QCK Loans may use information shared by you to provide customer services and to understand if any other services or advertisement listed on QCK Loans website may interest you.

You agree that, we may share personally identifiable data of any individual to our agents or recruiters or Affiliates defined as any person directly or indirectly controlling, controlled by, or under direct or indirect common control with, QCK Loans , including its subsidiaries and associate companies.

You agree that on receipt of a written request from a person who has purchased goods or services, in accordance with law, QCK Loans may need to provide details of the Seller including:

  • Address of headquarters and all branches
  • Name and details of seller’s website
  • E-mail address of Seller
  • Other information necessary for communication with the Seller.

7. Updates to this AUP and other terms and policies

We may update this AUP or the privacy policy at any time and may notify you of such updates via a post on the boards and /or through email communications. The modified AUP and /or privacy Policy shall come into effect immediately. If we or our corporate affiliates are involved in a merger or acquisition, we may share personal information with another company, but this AUP shall continue to apply. You will also receive an e-mail once a year notifying you of any change to these Terms. You agree to receive an email atleast once a year informing you that in case of noncompliance with the Information Technology (Intermediaries Guidelines) Rules, 2011, these terms, policies, we have the right to terminate access or usage rights of users immediately or remove non-compliant information, or both.

8. Violations by User

You agree that in the event your listing, posting or your information violates any provision of this AUP or the privacy policy, we shall have the right to disable the offending content, terminate and or suspend your membership of the Site and refuse to provide you or any person acting on your behalf, access to the Site. If any such content posted by you is disabled or removed, we shall provide you with a notification explaining the action being taken. You shall be given reasonable and adequate opportunity to dispute the action being taken and to request reinstatement of the access to such removed content. The Grievance Officer shall be overseeing this process. Upon receiving actual knowledge in the form of an order by a court of competent jurisdiction or on being notified by the appropriate government or its agency, we shall not host, store or publish any unlawful information which is prohibited under any law for the time being in force in relation to the interest of sovereignty and integrity of India, security of the State, friendly relations with foreign states, public order, decency or morality, in relation to contempt of court, defamation, incitement to an offence relating to the above or any information which is prohibited under any law for the time being in force. If any such information is being hosted by us, we shall remove or disable access to that information no later than 36 hours from the receipt of the court order or on being notified by the Appropriate Government or its agency. We shall, within no later than 72 hours, also provide any information in our control or possession, to the appropriate government agency, for the purpose of verification of identity or for the prevention, detection, investigation or prosecution of offences under any law for the time being or for cyber security incidents.

9. Third Party Content and Services

QCK Loans may provide, on its site, links to sites operated by other entities. If the user decides to view this site, they shall do so at their own risk, subject to that site’s terms and conditions of use and privacy policy that may be different from those of this site. It is the user’s responsibility to take all protective measures to guard against viruses or other destructive elements they may encounter on these sites. QCK Loans makes no warranty or representation regarding, and do not endorse any linked website or the information appearing thereon or any of the products or services described thereon.

Further, user’s interactions with organizations and/or individuals found on or through the service, including payment and delivery of goods and services, and any other terms, conditions, warranties or representations associated with such dealings, are solely between the user and such organization and/or individual. The user should make whatever investigation they feel necessary or appropriate before proceeding with any offline or online transaction with any of these third parties.

10. Abuse of QCK Loans Services

You agree to inform us if you come across any listing or posting that is offensive or violates our listing policy or infringes any intellectual property rights by clicking on the following link __________ to enable us to keep the site working efficiently and in a safe manner. We reserve the right to take down any posting, listing or information and or limit or terminate our services and further take all reasonable technical and legal steps to prevent the misuse of the Site in keeping with the letter and spirit of this AUP. In the event you encounter any problems with the use of our site or services you are requested to report the problem by clicking on this link ( _______).

We have also appointed a Grievance Officer under Grievance Redressal whose details are in the separate blog of this website.

11. Indemnity

The User agrees to indemnify and hold QCK Loans its officers, subsidiaries, affiliates, successors, assigns, directors, officers, agents, service providers, suppliers and employees, harmless from any claim or demand, including reasonable attorney fees and court costs, made by any third party due to or arising out of content submitted by the user, users use of the service, violation of the TOU, breach by the user of any of the representations and warranties herein, or user’s violation of any rights of another.

11. Indemnity

This AUP and the Privacy Policy shall be governed and construed in accordance with the laws of the Republic of India and the courts at ____________shall have exclusive jurisdiction on all matters and disputes arising out of and relating to the Site.

13. No Guarantee of Business:

QCK Loans does not guarantee business from the leads generated. QCK Loans shall not be responsible or liable at all to the Advertiser if no business or business leads are generated for the Advertiser through premium ads on the Website. Advertiser understands that QCK Loans ’s only obligation is to place the premium ads on the Website in the manner provided for in these Terms. Accuracy of the information/content provided is the advertiser’s responsibility and QCK Loans will not be held responsible for false claims made by the advertiser.

14. QCK Loans Jobs:

a) As a job-seeker you agree that QCK Loans will not be responsible for any payments made to a third-party (including verified companies).
b) As a recruiter you agree that misuse or fraud use of this platform will result in deactivation and/or further action. You also agree to adhere to all job posting rules.

14. QCK Loans Jobs:

a) QCK Loans is not liable for any infringement of intellectual property rights arising out of materials posted on or transmitted through the site, or items advertised on the site, by end users or any other third parties
b) If you are an owner of intellectual property rights or an agent who is fully authorized to act on behalf of the owner of intellectual property rights and believe that any Content or other content infringes upon your intellectual property right or intellectual property right of the owner on whose behalf you are authorized to act, you may write to us at (Link) to delete the relevant Content in good faith.

16. QCK Loans Easy

a) We strongly recommend our users to exercise their discretion & due diligence about all relevant aspects prior to availing any products/services. Please note that QCK Loans Easy does not implicitly or explicitly endorse any product/s or services provided by advertisers/service providers.
b) The information related to name, address, contact details of the business establishments have been verified as existing at the time of registering any advertiser with QCK Loans . This verification is solely based on the documents as supplied by an advertiser/s or as per the details contained in Customer Registration Form.
c) Service providers at all times ensure that all the applicable laws that govern their profession are followed while rendering their services.

17. MISCELLANEOUS:

a) That the User agrees to use the Website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the Website.
b) That the Website and all information, content, materials, and services included on or otherwise made available to the User through the Website are provided by the Company on an “as is” and “as available” basis, unless otherwise specified in writing.
c) That the Company will not be liable for any direct, indirect, incidental, punitive, and consequential damages, unless otherwise specified in writing.
d) That the User agrees to indemnify and hold harmless the Company, its officers, directors, employees, and agents, from and against any claims, actions, demands, liabilities, and settlements, including without limitation reasonable legal fees, arising out of or related to the User’s violation of these terms or use of the Website.
e) That if any part of this T and C is determined to be invalid or unenforceable pursuant to applicable law, then the invalid or unenforceable provision will be deemed superseded by a valid, enforce the intent of the original provision, and the remainder of the Agreement shall continue in effect.able provision that most closely matches.
If you have any questions about this Agreement, please contact us at info@qckloans.com

ACKNOWLEDGMENT

BY USING THE WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS AND CONDITIONS AND AGREE TO BE BOUND BY THEM.