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What is the Cost of Study in Germany for Indian Students?

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cost of study in Germany for Indian students

Table of contents

Cost of Study in Germany for Indian Students
Covering the Cost of Study in Germany for Indian Students: Part-Time Employment Opportunities, Scholarships, and Study Loans
Cost of Studying in Germany Based on University Type
Conclusion
Have you ever aspired to explore fairy tale castles, walk through the vibrant market areas, and get a top-notch education in the middle of Europe? If so, Germany may be your ideal destination! But wait, before packing your luggage and setting off, you might be thinking: What is the cost of study in German for Indian students? The answer to this question is somewhat intricate and is based on your preferences. Although the country offers a high-quality life, the place where you stay has a significant role to play in your budget including rent.
Germany is among the leading academic destinations among Indian students mainly because of its high-class education, modern research facilities, and lively cultural scene. It offers numerous opportunities to pursue higher studies abroad. However, the affordability factor is among the most important concerns. So, what is the exact cost of study in Germany for Indian students? The blog simplifies all the involved expenses, from tuition fees to living expenses.

Cost of Study in Germany for Indian Students

Whether you get admission to a public university or a private college, rent, travel expenses, living costs, etc., education expenses in Germany are based on several factors. They ascertain the amount you spend on your studies in Germany. This section will break down and simplify the cost of study in Germany for Indian students to help you make the right decision.
cost of study in Germany for Indian students

Tuition Fees

Two kinds of universities there in Germany: public and private. The tuition fees vary in these colleges. Knowing which type of university, you are applying for admission can greatly impact the cost of study in Germany for Indian students.

Public colleges are highly sought-after for offering education without fees and charge only administrative fees. However, you need to pay a semester contribution, which generally varies from €250 to €350 per semester (Rs. 22,000 to Rs. 30,000 approximately). Besides administrative charges, the semester contribution also includes student services and tickets for using public transport.

On the other hand, private colleges charge tuition fees, which range based on your program, course, and university. The approximate cost of study in Germany for Indian students in private universities is €10,000 to €20,000 yearly (Rs 8.5 lakhs to Rs 17 lakhs).

The table below covers the tuition fees for various courses:

Course Tuition Fees per year Tuition Fees per year INR
Vocational or Diploma courses €300 yearly Rs. 26,500 yearly
Bachelor’s Courses €300 yearly Rs. 26,500 yearly
Master’s Course €300 yearly Rs. 26,500 yearly
MBA €8000 to €50,000 yearly Rs. 7 lacs to 44 lakhs yearly
MS €300 to €28,000 yearly Rs. 26,500 to 25 lakhs yearly
PhD €300 to €3000 yearly Rs. 26,500 to 2,65,000 yearly

Living Expenses

The living expenses in Germany is based on which city your college is located. Munich, Frankfurt, and Berlin are costlier than Leipzig or Aachen. Living expenses cover rent, utility, travel, and food. Although living costs vary from city to city, the average prices for all categories are discussed in the table below:
Category Monthly Costs 
Stay Expenses Apartment (1 BHK) in the City Centre – €920.97 Apartment (1 BHK) Outside the City Centre- €694.75
Utility Costs  €200 to €300.06
Food Expenses  €2.44 to €13.00
Transportation Costs  €3.00 to €30.00
Shopping €100 to €150

Health Insurance

As an international student pursuing academics in Germany, paying for health insurance is mandatory. The usual cost is somewhere between EUR 80 – 150 / Rs. 7,150 – 13,400 per month. The health insurance expense adds to your overall well-being. Here is a quick breakdown of the health insurance expense:
Category Monthly Costs Insurance Type Cost Each Month
Degree Program Under 23 Public Health Insurance with Student Discount € 105.05
Degree Program 23 to 29 Public Health Insurance with Student Discount € 106.93
International Students 30+ Public Health Insurance without Student Discount € 235
International Students 30+ Public Health Insurance without Student Discount From €40

Blocked Account Requirement

The blocked account is needed to show that you are financially capable enough to fund your education in Germany. You need to deposit an amount to the blocked account while paying for your student visa. The sum you need to deposit is €11,208 (INR 10 Lakhs) for one year. You can use this amount from your blocked account to take care of your living expenses, besides the cost of study in Germany for Indian students. Banks may levy extra charges to open your blocked account.

Visa Costs

The study visa in Germany is a long-term stay (over 90 days). EUR 75 or Rs. 6,780.87 is the application fee for an adult student visa. You should pay this charge after the visa appointment. Note that this fee is non-refundable, meaning that if your application is rejected, you won’t get back the amount.

Covering the cost of Study in Germany for Indian Students: Part-Time Employment Opportunities, Scholarships, and Study Loans

Ensuring financial steadiness while pursuing education in Germany is vital for a memorable experience. By meticulously planning your budget, you can ascertain what you can spend on and how much you are required to earn. Consider the following methods to fund your education and cover the cost of studying in Germany:
cost of study in Germany for Indian students

Scholarships

You can access multiple scholarship opportunities in Germany as an Indian student depending on your selected university, course, and program. The table below highlights various scholarships and their respective monetary rewards that help you save on the cost of study in Germany for Indian students:
Name of Scholarship Stipend Amount per year
Konrad-Adenauer-Stiftung Scholarships €10,332 for graduate students; €14,400 for PhD
DAAD Scholarship Programs €10,200 for graduate students; €14,400 for PhD
The Deutschlandstipendium at German universities €3600
ESMT Women’s Academic Scholarship Up to €32,000
Heinrich Böll Foundation Scholarships €10,200 for graduate students; €14,400 for PhD

Part-Time Jobs

Manage your daily expenses with part-time jobs in Germany. You can earn approximately 450 EUR monthly with 20 hours per week. This provides extra support when you study. Many on-campus and off-campus part-time work is available, and you can take up one or two. Here is a table of both these categories:
CategoryJob roles
On-campusLibrary Supervisor
Research Assistant
Tutor
Tutorial Assistant
Off-campusBabysitter
Waiter
Bartender
Cashier
Cleaner
Dog Walker

Education Loan

Cover your cost of study in Germany using a study loan with a low rate of interest. File an application for an abroad education loan. Worried about the repayment tenure? Do not worry, it begins six months after you complete your education.

Cost of Studying in Germany Based on University Type

University Name Type Tuition Fees Semester Contribution Key Highlights
Ludwig Maximilian University (LMU) Public University €0 €150–€300 One of Germany’s top-ranked universities; tuition-free for most programs
Technical University of Munich (TUM) Public University €0 €140–€150 Renowned for engineering and tech; semester fee includes public transport
University of Heidelberg Public University €0 €160–€350 Germany’s oldest university; strong focus on research and medicine
GISMA Business School Private University €13,000–€18,000/year Included in tuition Business-focused; English-taught MBA & Master’s programs
Munich Business School Private University €14,000–€20,000/year Included in tuition International focus; strong industry ties and placements
Bard College Berlin Private University €10,000–€17,000/year Included in tuition Liberal arts programs in English; small class sizes
HTW Berlin (University of Applied Sciences) Public Applied Science Univ. €0 €300–€350 Practice-oriented education; internships integrated into curriculum
Fresenius University of Applied Sciences Private Applied Science Univ. €8,000–€12,000/year Included in tuition Private Fachhochschule; modern courses in business, media, and health sciences

Conclusion

Germany remains one of the most preferred academic destinations among Indian students because of its low tuition fees at various universities, steady employment opportunities, and high quality of life. The country offers an unusual combination of affordability and high-quality life, making it an attractive place. The cost of study in Germany for Indian students mainly attracts Indian students. Plus, the cities have affordable accommodation, travel options, and a vibrant cultural landscape. Which meets diverse student requirements, while maintaining safety and academic excellence. Although there are living expenses and other costs, judicious planning and the appropriate support can make your academic adventure reasonable.
Serious about pursuing academic dreams in Germany? Contact Qck Loans today! We support you with fast and transparent education loans with no hidden charges. Our partner Career Gyan helps you in each step, from admission and visa to test preparation and travel assistance. So, connect today and unlock the doors to your global career!

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