Mr. Harsha Parankusam is a versatile leader with 28 years of experience across healthcare, FMCG, and banking. With key roles at Johnson & Johnson, ICICI Bank, and more, Harsha is a Lancaster University MBA alumnus known for his strategic acumen. Since 2015, he has made his mark in Bangalore s a successful entrepreneur.
What’s next after your loan is approved? Read the disbursement letter thoroughly, because the money comes to you in phases, not all at once. It’s better to be prepared than stranded in a foreign country with no money in hand and putting your dreams on hold.
The biggest hurdle between Indian students and their MS dreams in the USA is often the cost. Tuition, housing, health insurance, and travel together can cross ₹50–70 lakhs. Now imagine preparing for years, getting admission to a top US university, and then freezing at the thought of how to afford it. It’s overwhelming, discouraging, and all too common.
Planning to study in India or abroad but feeling overwhelmed by the cost? You’re not the only one. Every year, thousands of students and families ask themselves the same thing: How will we afford it?
Ever stared at your student loan details and felt that quiet panic rise in your chest? You’re not the only one. For many students, the pressure of repayment starts building even before the graduation robe comes off.
Worried if you’ll have to start paying off your education loan while still studying or right after graduation? It’s a real concern, especially when you haven’t even received your first paycheck yet.
Planning to study abroad? One of the biggest challenges is arranging the money needed. Tuition fees, flight tickets, living costs—it all adds up. That’s where education loans come in.